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Staten Island
NY
Average Sales Price
-
Median Sales Price
-
Population
469,737
Total Listings
-
Demographics
Data provided by Attom Data
Population
Employment
Population
469.7K
469.7K in 2020
Density
8K
per square mile
Households
165.5K
34 With Children
Gender
48% / 52%
Men Vs Women
Occupancy
62% / 38%
Owned Vs Rented
Age Median: -- Years
No Data
Education Level
No Data
Educational Environment
Elementary Schools (69)Middle Schools (38)High Schools (20)
Name
Category
Grades
Library
Ratio
10/10
PS 5 Huguenot
348 Deisius St, Staten Island, NY 10312
Public
KG - 5
No
12:1 STUDENTS/TEACHERS
10/10
P.S. 35 Clove Valley School
60 Foote Ave, Staten Island, NY 10301
Public
KG - 5
No
16:1 STUDENTS/TEACHERS
10/10
Spruce Street School
12 Spruce St, New York, NY 10038
Public
PK - 8
No
16:1 STUDENTS/TEACHERS
9/10
P.S. 23 Richmondtown School
30 Natick St, Staten Island, NY 10306
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
9/10
PS 26 the Carteret School
4108 Victory Blvd, Staten Island, NY 10314
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
9/10
PS 32 the Gifford School
32 Elverton Ave, Staten Island, NY 10308
Public
PK - 5
No
20:1 STUDENTS/TEACHERS
8/10
Staten Island School of Civic Leadership
280 Regis Dr, Staten Island, NY 10314
Public
PK - 8
No
14:1 STUDENTS/TEACHERS
8/10
P.S. 56 Louis Desario School
250 Kramer Ave, Staten Island, NY 10309
Public
KG - 5
No
18:1 STUDENTS/TEACHERS
8/10
P.S. 52 John C. Thompson School
450 Buel Ave, Staten Island, NY 10305
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
8/10
P.S. 29 Bardwell School
1581 Victory Blvd, Staten Island, NY 10314
Public
PK - 5
No
17:1 STUDENTS/TEACHERS
8/10
P.S. 54 Charles W. Leng School
1060 Willowbrook Rd, Staten Island, NY 10314
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
8/10
P.S. 53 Bay Terrace School
330 Durant Ave, Staten Island, NY 10308
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
8/10
PS 55 Henry M Boehm
54 Osborne St, Staten Island, NY 10312
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
8/10
PS 36 J C Drumgoole
255 Ionia Ave, Staten Island, NY 10312
Public
PK - 5
No
17:1 STUDENTS/TEACHERS
8/10
P.S. 50 Frank Hankinson School
200 Adelaide Ave, Staten Island, NY 10306
Public
KG - 5
No
17:1 STUDENTS/TEACHERS
7/10
P.S. 4 Maurice Wollin School
200 Nedra Pl, Staten Island, NY 10312
Public
PK - 5
No
9:1 STUDENTS/TEACHERS
7/10
PS 41 New Dorp
216 Clawson St, Staten Island, NY 10306
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
7/10
P.S. 6 Corporal Allan F. Kivlehan School
555 Page Ave, Staten Island, NY 10307
Public
PK - 5
No
17:1 STUDENTS/TEACHERS
7/10
P.S. 8 Shirlee Solomon School
112 Lindenwood Rd, Staten Island, NY 10308
Public
PK - 5
No
17:1 STUDENTS/TEACHERS
7/10
P.S. 3 The Margaret Gioiosa School
80 S Goff Ave, Staten Island, NY 10309
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
7/10
P.S. 48 William G. Wilcox School
1050 Targee St, Staten Island, NY 10304
Public
PK - 5
No
18:1 STUDENTS/TEACHERS
7/10
P.S. 42 Eltingville School
380 Genesee Ave, Staten Island, NY 10312
Public
PK - 5
No
18:1 STUDENTS/TEACHERS
7/10
P.S. 30 The Westerleigh School
200 Wardwell Ave, Staten Island, NY 10314
Public
KG - 5
No
15:1 STUDENTS/TEACHERS
6/10
PS 1 Tottenville
58 Summit St, Staten Island, NY 10307
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
6/10
P.S. 69 Daniel D. Tompkins School
144 Keating Pl, Staten Island, NY 10314
Public
PK - 5
No
11:1 STUDENTS/TEACHERS
6/10
P.S. 11 Thomas Dongan School
50 Jefferson St, Staten Island, NY 10304
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
6/10
Michael J Petrides School (The)
715 Ocean Ter, Staten Island, NY 10301
Public
KG - 12
No
18:1 STUDENTS/TEACHERS
6/10
P.S. 13 M. L. Lindenmeyer School
191 Vermont Ave, Staten Island, NY 10305
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
6/10
PS 65 the Academy of Innovative Learning
98 Grant St, Staten Island, NY 10301
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
6/10
Space Shuttle Columbia School
77 Marsh Ave, Staten Island, NY 10314
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
5/10
P.S. 45 John Tyler School
58 Lawrence Ave, Staten Island, NY 10310
Public
PK - 5
No
19:1 STUDENTS/TEACHERS
5/10
P.S. 60 Alice Austen School
55 Merrill Ave, Staten Island, NY 10314
Public
PK - 5
No
17:1 STUDENTS/TEACHERS
5/10
PS 18 John G Whittier
221 Broadway, Staten Island, NY 10310
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
5/10
P.S. 39 Francis J. Murphy Jr. School
71 Sand Ln, Staten Island, NY 10305
Public
PK - 5
No
19:1 STUDENTS/TEACHERS
5/10
PS 46 Albert V Maniscalco
41 Reid Ave, Staten Island, NY 10305
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
5/10
PS 21 Margaret Emery-Elm Park
168 Hooker Pl, Staten Island, NY 10302
Public
KG - 5
No
13:1 STUDENTS/TEACHERS
5/10
P.S. 57 Hubert H. Humphrey School
140 Palma Dr, Staten Island, NY 10304
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
4/10
P.S. 38 George Cromwell School
421 Lincoln Ave, Staten Island, NY 10306
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
4/10
P.S. 44 Thomas C. Brown School
80 Maple Pkwy, Staten Island, NY 10303
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
4/10
P.S. 22 Graniteville School
1860 Forest Ave, Staten Island, NY 10303
Public
KG - 5
No
17:1 STUDENTS/TEACHERS
4/10
PS 20 Port Richmond
161 Park Ave, Staten Island, NY 10302
Public
KG - 5
No
13:1 STUDENTS/TEACHERS
3/10
P.S. 19 The Curtis School
780 Post Ave, Staten Island, NY 10310
Public
KG - 5
No
17:1 STUDENTS/TEACHERS
3/10
P.S. 74 Future Leaders Elementary School
211 Daniel Low Ter, Staten Island, NY 10301
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
1/10
P.S. 31 William T. Davis School
55 Layton Ave, Staten Island, NY 10301
Public
PK - 5
No
12:1 STUDENTS/TEACHERS
1/10
P.S. 16 John J. Driscoll School
80 Monroe Ave, Staten Island, NY 10301
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
0/10
Naples Street Elementary School
1055 Targee St, Staten Island, NY 10304
Public
PK - KG
No
11:1 STUDENTS/TEACHERS
0/10
Holy Rosary Elementary School
100 Jerome Ave, Staten Island, NY 10305
Private
PK - 8
Yes
21:1 STUDENTS/TEACHERS
0/10
St Teresa School
1632 Victory Blvd, Staten Island, NY 10314
Private
PK - 8
No
16:1 STUDENTS/TEACHERS
0/10
Blessed Sacrament School
830 Delafield Ave, Staten Island, NY 10310
Private
PK - 8
Yes
15:1 STUDENTS/TEACHERS
0/10
St Ann School
125 Cromwell Ave, Staten Island, NY 10304
Private
PK - 8
Yes
22:1 STUDENTS/TEACHERS
0/10
St John Villa Academy - Elementary School
57 Cleveland Pl, Staten Island, NY 10305
Private
PK - 8
Yes
16:1 STUDENTS/TEACHERS
0/10
Academy of St Dorothy
1305 Hylan Blvd, Staten Island, NY 10305
Private
PK - 8
Yes
24:1 STUDENTS/TEACHERS
0/10
Notre Dame Academy Elementary School
78 Howard Ave, Staten Island, NY 10301
Private
PK - 8
No
14:1 STUDENTS/TEACHERS
0/10
Our Lady Help of Christians
23 Summit St, Staten Island, NY 10307
Private
PK - 8
No
14:1 STUDENTS/TEACHERS
0/10
Our Lady of Mt Carmel-St Benedicta School
285 Clove Rd, Staten Island, NY 10310
Private
PK - 8
Yes
15:1 STUDENTS/TEACHERS
0/10
Our Lady of Good Counsel
42 Austin Pl, Staten Island, NY 10304
Private
PK - 8
Yes
24:1 STUDENTS/TEACHERS
0/10
Sacred Heart School
301 N Burgher Ave, Staten Island, NY 10310
Private
PK - 8
Yes
17:1 STUDENTS/TEACHERS
0/10
St Adalbert School
355 Morningstar Rd, Staten Island, NY 10303
Private
PK - 8
No
16:1 STUDENTS/TEACHERS
0/10
St Joseph-St. Thomas School
50 Maguire Ave, Staten Island, NY 10309
Private
PK - 8
No
18:1 STUDENTS/TEACHERS
0/10
Our Lady Star of the Sea
5411 Amboy Rd, Staten Island, NY 10312
Private
PK - 8
Yes
23:1 STUDENTS/TEACHERS
0/10
St Charles School
200 Penn Ave, Staten Island, NY 10306
Private
PK - 8
Yes
27:1 STUDENTS/TEACHERS
0/10
Our Lady Queen of Peace School
22 Steele Ave, Staten Island, NY 10306
Private
PK - 8
No
24:1 STUDENTS/TEACHERS
0/10
St Clare School
151 Lindenwood Rd, Staten Island, NY 10308
Private
KG - 8
Yes
29:1 STUDENTS/TEACHERS
0/10
Staten Island Montessori School
4240 Amboy Rd, Staten Island, NY 10308
Private
PK - 8
Yes
6:1 STUDENTS/TEACHERS
0/10
Eltingville Lutheran School
300 Genesee Ave, Staten Island, NY 10312
Private
PK - 8
No
10:1 STUDENTS/TEACHERS
0/10
St Joseph Hill Academy
850 Hylan Blvd, Staten Island, NY 10305
Private
PK - 8
No
23:1 STUDENTS/TEACHERS
0/10
Miraj Islamic School
307 Victory Blvd, Staten Island, NY 10301
Private
PK - 12
No
6:1 STUDENTS/TEACHERS
0/10
Smiles Around Us Academy
351 Sand Ln, Staten Island, NY 10305
Private
PK - 8
No
6:1 STUDENTS/TEACHERS
0/10
Childrens Harbor Montessori School
1000 Richmond Ter, Staten Island, NY 10301
Private
PK - KG
No
3:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
10/10
Spruce Street School
12 Spruce St, New York, NY 10038
Public
PK - 8
No
16:1 STUDENTS/TEACHERS
9/10
I.S. 34 Tottenville School
528 Academy Ave, Staten Island, NY 10307
Public
6 - 8
No
16:1 STUDENTS/TEACHERS
9/10
I.S. 75 Frank D. Paulo School
455 Huguenot Ave, Staten Island, NY 10312
Public
6 - 8
No
14:1 STUDENTS/TEACHERS
9/10
I.S. 7 Elias Bernstein School
1270 Huguenot Ave, Staten Island, NY 10312
Public
6 - 8
No
17:1 STUDENTS/TEACHERS
8/10
Staten Island School of Civic Leadership
280 Regis Dr, Staten Island, NY 10314
Public
PK - 8
No
14:1 STUDENTS/TEACHERS
8/10
Marsh Avenue School for Expeditionary Learning
100 Essex Dr, Staten Island, NY 10314
Public
6 - 8
No
13:1 STUDENTS/TEACHERS
8/10
I.S. 72 Rocco Laurie Intermediate School
33 Ferndale Ave, Staten Island, NY 10314
Public
6 - 8
No
16:1 STUDENTS/TEACHERS
7/10
I.S. 24 Myra S. Barnes School
225 Cleveland Ave, Staten Island, NY 10308
Public
6 - 8
No
15:1 STUDENTS/TEACHERS
6/10
New World Preparatory Charter School
26 Shape Ave, Staten Island, NY 10302
Public
6 - 8
No
8:1 STUDENTS/TEACHERS
6/10
I.S. 27 Anning S. Prall School
11 Clove Lake Pl, Staten Island, NY 10310
Public
6 - 8
No
16:1 STUDENTS/TEACHERS
6/10
I.S. 2 George L. Egbert School
333 Midland Ave, Staten Island, NY 10306
Public
6 - 8
No
14:1 STUDENTS/TEACHERS
6/10
Michael J Petrides School (The)
715 Ocean Ter, Staten Island, NY 10301
Public
KG - 12
No
18:1 STUDENTS/TEACHERS
5/10
John W Lavelle Preparatory Charter School
1 Corporate Commons1 Teleport, Staten Island, NY 10311
Public
6 - 10
No
9:1 STUDENTS/TEACHERS
5/10
I.S. 51 Edwin Markham School
20 Houston St, Staten Island, NY 10302
Public
6 - 8
No
17:1 STUDENTS/TEACHERS
5/10
I.S. 49 Bertha A. Dreyfus Intermediate School
101 Warren St, Staten Island, NY 10304
Public
6 - 8
No
15:1 STUDENTS/TEACHERS
5/10
I.S. 61 William A. Morris School
445 Castleton Ave, Staten Island, NY 10301
Public
6 - 8
No
14:1 STUDENTS/TEACHERS
0/10
Holy Rosary Elementary School
100 Jerome Ave, Staten Island, NY 10305
Private
PK - 8
Yes
21:1 STUDENTS/TEACHERS
0/10
St Teresa School
1632 Victory Blvd, Staten Island, NY 10314
Private
PK - 8
No
16:1 STUDENTS/TEACHERS
0/10
Blessed Sacrament School
830 Delafield Ave, Staten Island, NY 10310
Private
PK - 8
Yes
15:1 STUDENTS/TEACHERS
0/10
St Ann School
125 Cromwell Ave, Staten Island, NY 10304
Private
PK - 8
Yes
22:1 STUDENTS/TEACHERS
0/10
St John Villa Academy - Elementary School
57 Cleveland Pl, Staten Island, NY 10305
Private
PK - 8
Yes
16:1 STUDENTS/TEACHERS
0/10
Academy of St Dorothy
1305 Hylan Blvd, Staten Island, NY 10305
Private
PK - 8
Yes
24:1 STUDENTS/TEACHERS
0/10
Notre Dame Academy Elementary School
78 Howard Ave, Staten Island, NY 10301
Private
PK - 8
No
14:1 STUDENTS/TEACHERS
0/10
Our Lady Help of Christians
23 Summit St, Staten Island, NY 10307
Private
PK - 8
No
14:1 STUDENTS/TEACHERS
0/10
Our Lady of Mt Carmel-St Benedicta School
285 Clove Rd, Staten Island, NY 10310
Private
PK - 8
Yes
15:1 STUDENTS/TEACHERS
0/10
Our Lady of Good Counsel
42 Austin Pl, Staten Island, NY 10304
Private
PK - 8
Yes
24:1 STUDENTS/TEACHERS
0/10
Sacred Heart School
301 N Burgher Ave, Staten Island, NY 10310
Private
PK - 8
Yes
17:1 STUDENTS/TEACHERS
0/10
St Adalbert School
355 Morningstar Rd, Staten Island, NY 10303
Private
PK - 8
No
16:1 STUDENTS/TEACHERS
0/10
St Joseph-St. Thomas School
50 Maguire Ave, Staten Island, NY 10309
Private
PK - 8
No
18:1 STUDENTS/TEACHERS
0/10
Our Lady Star of the Sea
5411 Amboy Rd, Staten Island, NY 10312
Private
PK - 8
Yes
23:1 STUDENTS/TEACHERS
0/10
St Charles School
200 Penn Ave, Staten Island, NY 10306
Private
PK - 8
Yes
27:1 STUDENTS/TEACHERS
0/10
Our Lady Queen of Peace School
22 Steele Ave, Staten Island, NY 10306
Private
PK - 8
No
24:1 STUDENTS/TEACHERS
0/10
St Clare School
151 Lindenwood Rd, Staten Island, NY 10308
Private
KG - 8
Yes
29:1 STUDENTS/TEACHERS
0/10
Staten Island Montessori School
4240 Amboy Rd, Staten Island, NY 10308
Private
PK - 8
Yes
6:1 STUDENTS/TEACHERS
0/10
Eltingville Lutheran School
300 Genesee Ave, Staten Island, NY 10312
Private
PK - 8
No
10:1 STUDENTS/TEACHERS
0/10
St Joseph Hill Academy
850 Hylan Blvd, Staten Island, NY 10305
Private
PK - 8
No
23:1 STUDENTS/TEACHERS
0/10
Miraj Islamic School
307 Victory Blvd, Staten Island, NY 10301
Private
PK - 12
No
6:1 STUDENTS/TEACHERS
0/10
Smiles Around Us Academy
351 Sand Ln, Staten Island, NY 10305
Private
PK - 8
No
6:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
10/10
Staten Island Technical High School
485 Clawson St, Staten Island, NY 10306
Public
9 - 12
No
22:1 STUDENTS/TEACHERS
8/10
Csi High School for International Studies
100 Essex Dr, Staten Island, NY 10314
Public
9 - 12
No
18:1 STUDENTS/TEACHERS
6/10
Michael J Petrides School (The)
715 Ocean Ter, Staten Island, NY 10301
Public
KG - 12
No
18:1 STUDENTS/TEACHERS
5/10
John W Lavelle Preparatory Charter School
1 Corporate Commons1 Teleport, Staten Island, NY 10311
Public
6 - 10
No
9:1 STUDENTS/TEACHERS
5/10
Gaynor Mccown Expeditionary Learning School
100 Essex Dr, Staten Island, NY 10314
Public
9 - 12
No
17:1 STUDENTS/TEACHERS
5/10
Susan E Wagner High School
1200 Manor Rd, Staten Island, NY 10314
Public
9 - 12
No
21:1 STUDENTS/TEACHERS
5/10
Tottenville High School
100 Luten Ave, Staten Island, NY 10312
Public
9 - 12
No
22:1 STUDENTS/TEACHERS
4/10
New Dorp High School
465 New Dorp Ln, Staten Island, NY 10306
Public
9 - 12
No
20:1 STUDENTS/TEACHERS
4/10
Curtis High School
105 Hamilton Ave, Staten Island, NY 10301
Public
9 - 12
No
19:1 STUDENTS/TEACHERS
3/10
Ralph R Mckee Career and Technical Education High School
290 Saint Marks Pl, Staten Island, NY 10301
Public
9 - 12
No
17:1 STUDENTS/TEACHERS
3/10
Port Richmond High School
85 Saint Josephs Ave, Staten Island, NY 10302
Public
9 - 12
No
20:1 STUDENTS/TEACHERS
1/10
Concord High School
109 Rhine Ave, Staten Island, NY 10304
Public
9 - 12
No
11:1 STUDENTS/TEACHERS
0/10
Notre Dame Academy High School
134 Howard Ave, Staten Island, NY 10301
Private
9 - 12
Yes
13:1 STUDENTS/TEACHERS
0/10
St Peters Boys High School
200 Clinton Ave, Staten Island, NY 10301
Private
9 - 12
Yes
20:1 STUDENTS/TEACHERS
0/10
Msgr Farrell High School
2900 Amboy Rd, Staten Island, NY 10306
Private
9 - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
Richmondtown Preparatory School
2707 Hylan Blvd, Staten Island, NY 10306
Private
10 - 12
No
7:1 STUDENTS/TEACHERS
0/10
Francis School
4240 Amboy Rd, Staten Island, NY 10308
Private
9 - 12
Yes
8:1 STUDENTS/TEACHERS
0/10
Miraj Islamic School
307 Victory Blvd, Staten Island, NY 10301
Private
PK - 12
No
6:1 STUDENTS/TEACHERS
0/10
Yeshiva Mesivta Menachem
99 Oakville St, Staten Island, NY 10314
Private
9 - 11
Yes
16:1 STUDENTS/TEACHERS
0/10
Mesivta Kesser Yisroel of Willowbrook
240 Woodward Ave, Staten Island, NY 10314
Private
9 - 12
No
7:1 STUDENTS/TEACHERS
Show More
Amenities & Attractions
Restaurants
Home Services
Health & Medical
Local Services
Shopping
Recreation
Food
Beauty
Nightlife
Event Planning & Services
Automotive
Religious Organizations
Financial Services
Professional Services
Travel
Education
Public Services & Government
Pets
-
Joe & Pat’s
1758 Victory Blvd, Staten Island, NY 10314
Pizza Phone: 718-981-0887
-
New Phoenix Restaurant
480 Targee Street, Staten Island, NY 10304
Chinese Phone: 718-818-0105
-
New Garden Chinese Restaurant
1755 Richmond Road, Staten Island, NY 10306
Chinese Phone: 718-351-4080
-
Noodlefan
1809 Victory Blvd, Castleton Corners, NY 10314
Thai Phone: 718-727-7499
-
Bella Mama Rose
266 Morningstar Rd, Staten Island, NY 10303
Italian Phone: 718-981-0545
-
John’s Gourmet Deli & Market
62 Richmond Ter, St. George, NY 10301
Delis Phone: 718-816-6733
-
Rinconcito Dominicano
360 Targee St, Clifton, NY 10304
Spanish Phone: 718-981-4304
-
River Dock Cafe
1 Richmond Ter, Saint George, NY 10301
American (Traditional) Phone: 718-273-0809
-
Max’s Es-Ca
1559 Richmond Rd, Staten Island, NY 10304
Bars Phone: 718-980-5006
-
Taste of Pakistan
1970 Victory Blvd, Staten Island, NY 10314
Pakistani Phone: 718-390-0006
-
Domino’s Pizza
1789 Victory Blvd, Staten Island, NY 10314
Chicken Wings Phone: 718-208-4900
-
Rosebank Pizza
1372 Bay St, Shore Acres, NY 10305
Pizza Phone: 718-447-5300
-
Bagel Bistro Diner & Grill
1810 Victory Blvd, Staten Island, NY 10314
Bagels Phone: 718-720-6919
-
M & M Deli & Dairy
1609 Victory Blvd, Staten Island, NY 10314
Grocery Phone: 718-442-2844
Have questions about Staten Island?
Ask me about homes, pricing trends, school options, commute, or the best streets to focus on. I'm happy to share local insights and help you narrow down the right fit.
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
Your monthly mortgage payment typically includes principal, interest, property taxes, and homeowners insurance (often abbreviated as PITI). Depending on your loan, it may also include private mortgage insurance (PMI), homeowners association (HOA) fees, or other costs.
What is a 2-1 buydown, and how does it work?
A 2-1 buydown is a type of mortgage financing that temporarily lowers your interest rate for the first two years of the loan. In the first year, your rate is reduced by 2%, and in the second year, it's reduced by 1%. After that, your rate adjusts to the original agreed-upon rate for the remainder of the loan.
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
The cost of a 2-1 buydown can be paid by the buyer, seller, or lender, depending on the agreement. Often, sellers offer to pay for the buydown as an incentive to attract buyers, especially in a slower market. Buyers can also choose to pay for it themselves if they want lower initial payments.
What are closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your home purchase, including loan origination fees, title insurance, appraisal fees, and more. They typically range from 2% to 5% of the home's purchase price. Some costs may be negotiable, and in certain cases, sellers may agree to cover part of them.
How does my credit score affect my mortgage rate?
Your credit score plays a significant role in determining your mortgage rate. A higher score typically qualifies you for lower interest rates, which can save you thousands of dollars over the life of your loan. If your score is lower, you may still qualify for a loan, but at a higher rate.
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